Day 164

Lesson Objectives

  • Explain the components of a prospectus.
  • Describe the differences between investment options available to an individual.
  • Calculate monthly planning for one’s retirement.

Assignment IVU4.4

  1. Make a copy of this Google Document (Espanol).  Rename the document Prospectus-(Your Initials) and move it into your Lesson 4 folder.
  2. Research a current mutual fund.  There are many websites that can be used, such as: Yahoo FinanceMSN MoneyMorningstarCNN Money.  But I prefer Market Watch.
  3. Using the sample prospectus on page two of the document to help you fill out your mutual fund information on page one.  Below is a list of information you will want to identify:
    • What type of fund is it?
    • How many years of experience has the manager had with the fund?
    • What are the top companies the fund is invested in?
    • Look for a minimum five-year return.
    • What are the fees and expenses?
    • What is the turnover ratio, which measures the fund’s trading activity?
    • Compared to other funds in its category, what is the risk?
    • How much do you need to open an account?

Assignment IVU4.5

  1. Make a copy of this Google Document (Espanol).  Rename it to Comparing Investments-(Your Initials) and move it into your Lesson 4 folder.
  2. Complete the document as directed within the document.

Assignment IVU4.6

  1. Make a copy of this Google Document (Espanol).  Rename the document to Retirement Planning-(Your Initials) and move it into your Lesson 4 folder.
  2. Complete the document based on the directions within the document.

Assignment IVU4.7

  1. After completing the assigned tasks in Lesson 4 above, share your Lesson 4 folder with your teacher.  These are the files you should have in your Lesson 4 Folder:
    • Retirement Options
    • Prospectus
    • Comparing Investments
    • Retirement Planning

Lesson 4 Quiz

  1. Complete the Lesson 4 Quiz for the Investing Unit.